Approaching retirement

After what seems like a lifetime of demanding work, you want to be confident that your golden years are everything you dreamed of and more.

Your retirement roadmap

Let’s imagine you’re retiring today. This is the last time you’ll make the commute to work and the final time you’ll receive a pay cheque. Do you feel ready? Do you have enough to financially support yourself and your family?

The good news is that you don’t have to be overwhelmed with concerns about how you’re going to enjoy your retirement without a financial plan. You may not be retiring right this second, but there’s no time like the present to start thinking about what will happen next. With the right plan in place, you can enjoy your retirement worry-free.

How we will help you…

Cashflow modelling

We’ll provide you with a visual representation of what your retirement years will look like financially. Ultimately, it will determine when you can realistically afford to retire.

Pension consolidation

Are your pension pots all over the place? No task is too big for us. What seems like a mammoth job to you, is easy for us to sort out.

Goal-focused planning

By asking questions, we will understand what you’d still like to get out of life. Small or big, we’ll form a plan that allows you to reach them.

Wealth preservation

We want you to feel confident about your financial future. Not only will we work to preserve your wealth for your retirement years, but we’ll look at ways to grow it too.

A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available.

What our clients say…

Want to get a sense of how we really help people with holistic financial advice? Hear from our clients themselves.

Justin couldn’t have been more accommodating and helpful. He gave us clear advice on where our best investment options were and kept us up to date at every turn. We've been very pleased with the advice he gave us.

Fred & Cathy, Morden

Justin has helped to streamline my portfolio, and we’ve now focused on funds that make sustainable investments. He’s organised, reliable, and has an excellent knowledge of different funds and fund managers.

Paul, Guildford

Zest provided significant help as we planned for retirement. They recognised and helped us to manage our different pension and risk profiles. Justin has been patient and honest in his explanations and advice, and we have valued his clarity.

Bruce & Helen, Gloucestershire

We have been clients of Zest for more than 30 years, which really speaks for itself. Through regular financial reviews, we have watched our investments grow, and we’re pleased to say that our early retirement plans have now been achieved.

Simon, Hertfordshire

Our journey together

Our clients need to feel confident and comfortable at every stage, so we’ve made it easy to better understand how we work and what’s involved.

Your journey

Contact our team

    Contact details

    020 8286 3609

    zest@zestfc.co.uk

    608 Kingston Road
    Raynes Park
    London
    SW20 8DN