At retirement

Life’s too short to let money worries get in the way of enjoying your retirement. The small steps you take now will make a significant difference.

Reassess your visions

Retirement is like climbing a mountain. You put all your effort into reaching the top, but at one point, you need to make the trek down and navigate things a little differently. The same tactics you used to reach the top may not work on the way down.

Now that you’re in the midst of retirement, your outlook on life is different and new strategies must be adopted. Perhaps you’re concerned about potential care costs, or an impending Inheritance Tax bill. You may want to consider your equity release options to bring in some extra income. The time to plan for the ascent is now.

How we will help you…

Cashflow modelling

We’ll provide you with a visual representation of what your retirement years will look like financially. Ultimately, deciding how you plan ahead for you and your family.

Maintaining an income

It’s normal to worry about the future, but we’ll be there to tell you everything is going to be ok by utilising and maintaining your funds.

Equity release options

We know the score when it comes to releasing money from your home. We’ll get your finances in check and allow you to have a more comfortable retirement.

Inheritance Tax planning

In order to not leave your estate with a hefty bill, we’ll work with you to create a tax-efficient strategy that has your best interests at its heart.

The Financial Conduct Authority does not regulate tax planning.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

What our clients say…

Want to get a sense of how we really help people with holistic financial advice? Hear from our clients themselves.

Justin couldn’t have been more accommodating and helpful. He gave us clear advice on where our best investment options were and kept us up to date at every turn. We've been very pleased with the advice he gave us.

Fred & Cathy, Morden

Justin has helped to streamline my portfolio, and we’ve now focused on funds that make sustainable investments. He’s organised, reliable, and has an excellent knowledge of different funds and fund managers.

Paul, Guildford

Zest provided significant help as we planned for retirement. They recognised and helped us to manage our different pension and risk profiles. Justin has been patient and honest in his explanations and advice, and we have valued his clarity.

Bruce & Helen, Gloucestershire

We have been clients of Zest for more than 30 years, which really speaks for itself. Through regular financial reviews, we have watched our investments grow, and we’re pleased to say that our early retirement plans have now been achieved.

Simon, Hertfordshire

Our journey together

Our clients need to feel confident and comfortable at every stage, so we’ve made it easy to better understand how we work and what’s involved.

Your journey

Contact our team

    Contact details

    020 8286 3609

    608 Kingston Road
    Raynes Park
    SW20 8DN