It’s one of the biggest financial commitments you’ll ever make, so be sure that you’ve explored your options and taken the correct advice.

Tailored to you

People say that moving homes can be one of the most stressful experiences in your life, but from our point of view, it needn’t be. Because with the right advice and guidance, upping sticks or remortgaging can be a breeze.

You might be looking for your first home, moving to your second home or perhaps remortgaging. Maybe you’re further down the line and considering changing to a buy-to-let mortgage or want to consider releasing equity from your family home. Everyone’s circumstances are different when it comes to mortgages, and you need an independent financial adviser who has experience across the sector.

How we will help you…

First-time buyer mortgages

Taking your first step onto the property ladder should be an exciting time. We’ll talk you through each step and find a mortgage that best suits your needs.

Home mover

Whatever your reason for moving home, we’ll make sure the process is as simple as possible and find the best rate by searching the entire market.


Coming to the end of your current deal? Our advisers will take the stress away and search the whole of the market to find what you’re after.


Navigating the buy-to-let market requires expertise, and we will do everything in our power to find the right deal, keeping your objectives at the forefront of what we do.

Equity release

We know the score when it comes to releasing money from your home. We’ll get your finances in check and allow you to be comfortable as you approach later life.

Mortgage protection

Ensure peace of mind that if you become critically ill or pass away unexpectedly, your mortgage will continue to be paid and your family will be looked after.

Your home may be repossessed if you do not keep up repayments on your. The Financial Conduct Authority does not regulate Buy-to-Let Mortgages. Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Mortgage calculator

Monthly Repayment: Total Interest Paid:
Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms.

What our clients say…

Want to get a sense of how we really help people with holistic financial advice? Hear from our clients themselves.

Justin couldn’t have been more accommodating and helpful. He gave us clear advice on where our best investment options were and kept us up to date at every turn. We've been very pleased with the advice he gave us.

Fred & Cathy, Morden

Justin has helped to streamline my portfolio, and we’ve now focused on funds that make sustainable investments. He’s organised, reliable, and has an excellent knowledge of different funds and fund managers.

Paul, Guildford

Zest provided significant help as we planned for retirement. They recognised and helped us to manage our different pension and risk profiles. Justin has been patient and honest in his explanations and advice, and we have valued his clarity.

Bruce & Helen, Gloucestershire

We have been clients of Zest for more than 30 years, which really speaks for itself. Through regular financial reviews, we have watched our investments grow, and we’re pleased to say that our early retirement plans have now been achieved.

Simon, Hertfordshire

Our journey together

Our clients need to feel confident and comfortable at every stage, so we’ve made it easy to better understand how we work and what’s involved.

Your journey

Contact our team

    Contact details

    020 8286 3609

    608 Kingston Road
    Raynes Park
    SW20 8DN